Receivables analysis
Aging by account, disputes and missing documents, and the next step for each overdue invoice.
$390one analysis, up to 100 open invoices Fixed price
For companies: small claims & financial recovery
Get paid for the work you have already done
Financial Recovery gets overdue invoices paid before court. We build the method with your team: scripts, letters, payment plans and the evidence for small claims. The first month is the setup and pilot; after it the method goes onto all your invoices, and you pay only a share of the increase in what comes in.
Receivables analysis
$390one analysis, up to 100 open invoices
Promotion: free for current small-claims retainer clients
Three steps
Analysis, a first month, then pay only for results
Start with an analysis, run the pilot with your team in the first month, then roll the method out to all your invoices and pay only a share of the increase in net recovery.
Financial Recovery, month 1: setup and pilot
We set the method up with your team on up to 25 overdue invoices: scripts, letter templates, payment plans, the document workflow and evidence for small claims. Your team runs it; we train, check and report.
$790first month, up to 25 invoices Fixed price
Financial Recovery: full rollout after the pilot
After the pilot the method goes onto all your overdue invoices. From the second month there is no fee for our time: we take a share only of the increase in net recovery — money that comes in after we joined, above your usual level.
12%of the increase in net recovery, from month 2; 18% on invoices over a year overdue Only on money that comes in
The first month
How the first month works
Analysis and baseline
Aging by account, disputes, missing documents, and your average monthly recovery before we join.
Scripts and documents
Who says what, which letters go out, and which documents are sent, signed and filed, and when.
Your team at work
Your team calls and writes in your company’s name and keeps the evidence for small claims; we check the work every week.
Result and decision
Net recovery against the baseline. If it works, the method goes onto all your invoices and you pay only from the increase.
After the pilot, from month 2
Full rollout: only a share of the increase
After the pilot the method goes onto all your overdue invoices, and from the second month there is no fee for our time. We take a share only of the increase in net recovery: money that comes in on overdue accounts after we joined, above your usual level.
12%of the increase in net recovery
18%on invoices more than a year overdue
Collection agencies usually take 20–50% of what they collect.
- No monthly fee and no minimum: no increase, nothing to pay
- The baseline is your average monthly recovery for the 3 months before we joined, agreed in writing
- Debtors pay your company directly; once a month we invoice our share from your payment records
- Accounts that go to court move to small claims at small-claims prices; the percentage stops for those accounts
- Month to month, with 30 days’ notice
Prices
Prices, and what is paid separately
Flat prices for the analysis and the pilot; after the pilot, the full rollout costs only a share of the increase in net recovery. Mailing, service and fees are listed separately. A debtor search, when needed, your company orders and pays for itself.
| Service | Standard price | Retainer clients (promotion) |
|---|---|---|
| Receivables analysis | $390 | Free |
| Financial Recovery, month 1: setup and pilot | $790 | Free first month |
| Financial Recovery: full rollout after the pilot | 12% | Same |
| Service | Standard price |
|---|---|
| Debtor search (skip tracing), usually needed | Your company orders and pays for it with a search service; we do not provide it |
| Letters we print and send for you by USPS certified mail | At cost, about $11 per letter |
| Hand delivery or service on the debtor | At cost: Florida sheriff $40, private process server about $40–$100 |
| State, county and court fees | At cost |
Promotion
For small-claims retainer clients: analysis and first month free
Current clients on the small-claims retainer get a free receivables analysis and a free first month of Financial Recovery. After the pilot, the full rollout: the same share of the increase in net recovery. Mailing, service and fees are paid at cost; a debtor search your company orders and pays for itself.
About the retainerHow we work
Your team, your name, our method
- Your own team contacts debtors in your company’s name; we design the method, write the scripts and documents, and train and check the team.
- Debtors pay your company directly; your money never passes through us.
- Prices and the rate are agreed in writing before work starts.
- Accounts that need court move to small claims as a separate service, under your company’s power of attorney.
- Business-to-business invoices only.
Questions
Do you take a percentage of what is recovered?
Only for the full rollout after the pilot: from the second month, and only of the increase. 12% (18% on invoices more than a year overdue) of the money that comes in above your usual level after we joined. The analysis and the first month have flat prices, or are free for retainer clients.
Which invoices fit?
Business-to-business invoices up to about two years old, backed by a contract, an order or a delivery record.
What does the retainer promotion include?
A free receivables analysis and a free first month of Financial Recovery. After the pilot, the full rollout costs the same share of the increase in net recovery. Mailing, service and fees are paid at cost; a debtor search your company orders and pays for itself.
What do I get at the end of the first month?
Weekly checks of your team’s work and a net-recovery report against the baseline: what came in, what was promised and which accounts stayed silent. Then you decide whether to continue.
What is paid separately?
Letters by certified mail (about $11 each), hand delivery or service on the debtor (Florida sheriff $40, private server about $40–$100) and any state or court fees, all at cost. A debtor search (skip tracing) is usually needed: your company orders and pays for it directly with a search service; we do not provide or pay for it.
Who talks to the debtors?
Your own team, in your company’s name. We set up the method, write the scripts and letters, show which documents to send and sign, train the team to collect evidence for small claims, and check the work every week.
How is the increase measured?
In the analysis we fix your baseline: average monthly recovery on overdue invoices for the 3 months before we joined. Each month our share is calculated only on what comes in above that baseline, from your own payment records.
Send your overdue invoices list
A spreadsheet export is enough. We reply with the analysis scope and the price in writing.